Terms of service.

What you can use RoamFX for, what we don't promise, and what happens if things go wrong. We've kept it short and readable.

Last updated: April 2026

Short version: RoamFX is informational only. We don't move money, give financial advice, or guarantee that any data is current. Use our scores as a starting point, not a final verdict. Some links are affiliate. By using the site you accept these terms.

These Terms of Service govern your use of roamfx.com and any related services operated by Adsy LLC. By using the site you agree to these terms. If you don't agree, don't use the site.

Acceptance of terms

By accessing or using roamfx.com, you confirm that you're at least 18 years old and that you agree to be bound by these terms. If you're using the site on behalf of a company or organisation, you confirm you have authority to bind that entity to these terms.

What RoamFX is

RoamFX is an information and comparison website. We provide live currency exchange rate data, travel destination guides, safety scores, and related information to help travellers make informed decisions.

RoamFX is not a bank, a financial institution, a currency exchange service, or a regulated financial adviser. We don't hold, transfer, or exchange money. All currency conversions and transfers happen on third-party platforms we link to.

Not financial advice

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Nothing on RoamFX is financial, investment, legal, or tax advice.

Currency rate comparisons, affordability scores, and provider information are informational only. Make your own assessment before transferring money or making any financial decision.

Exchange rates fluctuate constantly. The rate shown on RoamFX at any given moment may differ from the rate you actually receive when you complete a transfer, due to timing, provider fees, and market movement. Always confirm the final rate and fees directly with your chosen provider before completing a transaction.

Data accuracy

We make reasonable efforts to keep our data accurate and current. Currency rates are typically refreshed every 60 seconds from third-party feeds, though delays or outages can occur. Safety scores, climate data, and destination information update periodically but may not always reflect the most recent conditions on the ground.

  • Currency rates are mid-market reference rates and don't include provider fees or spreads.
  • Safety scores draw from US and UK government travel advisories and third-party indices. They aren't a guarantee of personal safety.
  • Climate and crowd data is based on historical averages. Actual conditions may vary.

If you spot an error, email data@roamfx.com and we'll look into it.

AI-generated content

Some content on RoamFX, including destination summaries, safety blurbs, and event information, is generated with the assistance of AI tools. AI-assisted content is reviewed and edited before publication, but may still contain inaccuracies, omissions, or information that has since changed.

AI-generated content is provided for general informational purposes only. Don't rely on it as the sole basis for travel decisions, particularly around safety, entry requirements, or health conditions. Always verify critical information with official sources before travelling.

Some links on RoamFX are affiliate links. When you click one and sign up or complete a transaction, we may earn a commission from the third-party provider at no additional cost to you. The current list of affiliate partners is on the advertiser disclosure page.

Affiliate relationships don't influence our data, scores, or editorial judgement. The full breakdown of how we keep the two separate is on the disclosure page.

Once you leave RoamFX by clicking an affiliate link, you're subject to the terms and privacy policy of that third-party site. Adsy LLC isn't responsible for the practices, content, or services of any third-party provider.

Acceptable use

You may use RoamFX for personal, non-commercial purposes. You agree not to:

  • Scrape, crawl, or systematically extract data from the site without our written permission.
  • Reuse our data in bulk or reproduce substantial portions of our content for commercial purposes without our written permission. Referencing individual scores or figures with attribution to RoamFX (roamfx.com) is fine.
  • Use the site in a way that disrupts, overloads, or impairs availability for other users.
  • Attempt to access any part of the site or its infrastructure not intended for public access.
  • Use our content to train AI or machine-learning models without our written permission.
  • Use the site for any unlawful purpose or in violation of any applicable laws or regulations.

If you're interested in using RoamFX data commercially or via API, email hello@roamfx.com.

Termination

We reserve the right to restrict, suspend, or terminate your access to the site at any time, without notice, if these terms are violated or if your use of the site causes harm to other users or to the service.

The disclaimer, limitation of liability, intellectual property, and governing law sections continue to apply after access is terminated.

Intellectual property

All content on roamfx.com, including text, scores, design, code, and graphics, is owned by Adsy LLC or licensed to us, and is protected by applicable intellectual property laws.

You may share links to RoamFX pages and quote brief excerpts for non-commercial purposes with attribution. You may not reproduce substantial portions of our content, pass it off as your own, or use it to train AI models without our written permission.

The RoamFX name, logo, and branding are trademarks of Adsy LLC.

Third-party sites

RoamFX contains links to third-party websites, including currency providers, travel booking platforms, and government advisory pages. These links are provided for convenience only.

Adsy LLC has no control over the content, availability, or practices of third-party sites. Linking to a site doesn't imply endorsement of its content or services. You access third-party sites at your own risk under their own terms.

Disclaimers

RoamFX is provided on an "as is" and "as available" basis. We don't warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, Adsy LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, we aren't responsible for any losses arising from your reliance on currency rates, safety scores, destination guides, or any other information provided on this site.

Limitation of liability

To the fullest extent permitted by applicable law, Adsy LLC, its officers, employees, and affiliates won't be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, RoamFX.

Our total liability to you for any claim arising from these terms or your use of the site won't exceed USD $100 or the amount you paid to us in the 12 months preceding the claim, whichever is greater. As RoamFX is a free service, this effectively means our liability is limited to USD $100.

Some jurisdictions don't allow the exclusion of certain warranties or limitation of liability. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

Changes to these terms

We may update these terms from time to time. The "last updated" date at the top of this page reflects the most recent revision. For significant changes, we'll post a notice on the site.

Continued use of RoamFX after updated terms are posted means you accept the revised terms. If you don't agree with any changes, stop using the site.

Governing law

These terms are governed by the laws of the State of Wyoming, USA, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of RoamFX are subject to the exclusive jurisdiction of the courts of Wyoming.

If you're located in the EU or UK and your local consumer law gives you stronger protections than these terms, those protections aren't waived by this clause.

Contact

Questions about these terms can go to:

Adsy LLC

Wyoming, USA

Email: hello@roamfx.com