One tab for rates, one for safety, one for weather, one that was just a forum argument from 2019. Roamfx.com is what we wished existed instead.
Currency, fees, weekend markups, safety scores, eSIMs that actually work in rural Indonesia. If there's a better option in the data, we want to surface it.
It started as an obsession. Comparing Wise against Revolut against our traditional bank. Running the numbers on a 0.3% difference in exchange rates. Figuring out which ATM in Bangkok charges the lowest withdrawal fee, and which eSIM actually pulls signal once you leave the city.
For example, $1,000 changed at a Bangkok airport booth versus the same $1,000 sent through Wise is usually a $40 to $60 difference on arrival. Not life-changing, but it's the price of an amazing dinner in Bangkok, we'd rather you keep. The same kind of hidden spread shows up in "no fee" transfers (it's baked into the rate), in airport SIM kiosks, in premium eSIM plans that throttle after 2GB.
We earn money through affiliate partnerships. When you sign up for Wise or Revolut through our links, we get a commission. If a provider is worse on price or fees, we say so even when it costs us the signup. You shouldn't have to take that on faith, so where we can we show the numbers.
Six things we care about when we publish anything on this site.
Finding the best rate for your specific currency pair is the core of what we do. We compare mid-market rates, transfer fees, and weekend markups across Wise, Remitly, and others so you do not have to run the spreadsheets yourself.
A 0.4% difference on a $3,000 trip is $12. Not life-changing, but we will still find it, document it, and tell you which provider it applies to. That is the level of detail we find genuinely interesting.
Currency rates pull from the mid-market rate every 60 seconds. Safety scores update with government advisories. The AI-written parts (destination intros, seasonal summaries) are cached and rotated on a schedule rather than quietly served as live.
AI lets us cover 220+ destinations without a content team of 50. Destination intros, safety summaries, and event write-ups are AI-drafted. We flag where that's the case, we review the outputs, and we fix what the model got wrong as soon as a reader or our own checks catch it.
We earn commissions when you sign up to Wise or Revolut through our links. We recommend them because the rates are genuinely better than your bank. You should know we get paid either way.
We cover safety scores, best months to visit, crowd data, and destination guides. The money question is usually the first one. It is rarely the only one.
Roam grew out of the kind of obsessive tab-opening that happens when you genuinely want to know the answer. Which transfer service has the best rate today. Whether the Thai baht is at a 12-month high or low. What the actual rainfall in Bali looks like in October versus what the tourism websites imply.
We use AI to move faster than a small team could otherwise manage. It lets us cover more destinations, keep data current, and build features that would take months to write by hand. We are upfront about where it is involved and we always check the outputs. Of course we are only human so let us know if you see any mistakes.
No corporate parent, no investors telling us what to rank, nobody paying for a higher placement. That independence is why we can say Wise is better than PAypal without worrying about who is in the room. We are based wherever we happen to be working from, which changes more often than is probably sensible.
Pick a destination, check the current rates and see what we'd use.