Indonesia

Send euros to Indonesia

Today's live EUR to IDR mid-market rate, and what each money transfer service pays out in rupiah after fees.

Photo by Ifan Bima

Sending euros to Indonesia

Euros head to Indonesia for a villa or long stay in Bali, a build in Ubud, rent while you're on a KITAS, or a deposit to a landlord. The rate decides how much lands, more than any fee. A zero-fee banner can still hide a 2% markup on the rate, and on a €5,000 villa deposit that's €100 you never see.

That headline number is the mid-market EUR/IDR rate, what banks pay each other. Every service shades it a little; the gap between a sharp one and your own bank is the whole game. Euros come with one lever worth pulling: from most eurozone accounts you can fund by SEPA transfer, usually free, which holds the cost down. The table below ranks each service on today's rate and fee.

Mid-market · IDR per 1 EUR
20,422 ▼ 0.4% this week
€100 = Rp 2,042,200 Rp 1,000,000 = €48.97

Compare transfer services: EUR to IDR

What each service pays out in rupiah after fees, ranked by how much arrives.

See live rates from Wise, Remitly, Western Union + more

Compare Providers

1 EURIDR

Provider pricing from our rate sweep of August 24, 2026, repriced against the live mid-market rate when the page loads.

Wise
IDR 20,317,169
IDR 105,231 below mid-market
Western Union
IDR 20,307,921
IDR 114,479 below mid-market
Remitly
IDR 20,314,645
IDR 107,755 below mid-market
MoneyGram
IDR 20,732,880
IDR 310,480 above mid-market
Instarem
IDR 20,409,964
IDR 12,436 below mid-market
Xe
IDR 20,243,993
IDR 178,407 below mid-market
Xoom
IDR 19,842,445
IDR 579,955 below mid-market
WorldRemit
IDR 20,428,165
IDR 5,765 above mid-market
CurrencyFair
IDR 20,299,582
IDR 122,818 below mid-market
Taptap Send
IDR 20,200,000
IDR 222,400 below mid-market

Is now a good time to send EUR to IDR?

Where today's rate sits against the past year. A higher position means each EUR buys you more rupiah than usual.

52-week low
19,184
52-week average
19,977
52-week high
21,034
vs. average
+2.2%

Euro to Indonesian Rupiah exchange rates

Convert Euro to Indonesian Rupiah

EUR IDR
€120,422
€501,021,100
€1002,042,200
€2505,105,500
€50010,211,000
€1,00020,422,000
€2,00040,844,000
€5,000102,110,000
€10,000204,220,000

Convert Indonesian Rupiah to Euro

IDR EUR
Rp 10,0000.49
Rp 100,0004.90
Rp 500,00024.48
Rp 1,000,00048.97
Rp 5,000,000244.83
Rp 10,000,000489.67
Rp 25,000,0001,224.17
Rp 50,000,0002,448.34
Rp 100,000,0004,896.68

At today's mid-market rate, rounded. A transfer service pays a little less once its margin and fee are in.

EUR to IDR exchange rate history

Switch the range above the chart from one month to five years. Hover any point for the EUR to IDR rate on that day, and read the high, low and change for the period in the header.

EXCHANGE RATE EUR / IDR ▲ +5.9%
HIGH21,034
TODAY20,405
LOW19,184
21,03419,184
Sep 11, 2025 Today

How to get the best EUR to IDR rate

The advertised fee is the least of it. Run your real figure through the comparison above: a €3 fee at a near-mid rate beats a "free" transfer carrying a 2% markup, and on a deposit that gap runs into the hundreds.

If you can wait, the rate is worth a glance. EUR/IDR moves through the year and the band above shows where today lands. Sending a big one-off like a deposit? Grab a rate near the top of that range. Paying monthly rent? Pick one reliable service and stop watching the chart.

  • Fund by SEPA, ideally instant. Paying from a eurozone bank by SEPA is usually free and gets the best rate, and SEPA Instant clears in seconds where your bank supports it. App banks like N26, bunq and Revolut make this the default; card funding adds a fee.
  • Match the name exactly. The sender and recipient names have to match the bank records on both ends, or an Indonesian bank can hold the transfer. Check the spelling against the KTP.
  • Don't send on a weekend if it can wait. With the market shut, the EUR/IDR spread widens Saturday and Sunday.
  • Don't assume promos cover Indonesia. First-transfer and "best rate" offers sometimes leave out the IDR route; the table shows the price that applies.
  • Skip the SWIFT wire from your bank. A euro wire through Deutsche Bank, BNP Paribas or ING can lose €15 to €30 to intermediary banks and land at a poor rate; a service that pays out in rupiah avoids it.

Frequently Asked Questions

  • What is the EUR to IDR exchange rate today?

    It's 20,422 IDR to 1 euro at the mid-market rate right now, live at the top of this page and in the calculator and updated through the day.

  • How much is 100 euros in Indonesian rupiah?

    100 EUR is Rp 2,042,200 at today's mid-market rate. A service pays a little under that once its margin and fee are in, so check the comparison above for the real payout.

  • Instant SEPA or regular SEPA for the transfer?

    Either funds it. Regular SEPA is usually free and clears in a business day; SEPA Instant lands the funds in seconds where your bank supports it, so the service can lock your rate sooner. Both beat paying by card.

  • Is it cheaper to send euros or convert to dollars first?

    Send euros straight to rupiah. Converting EUR to USD and then USD to IDR means paying a spread twice, so a service that quotes EUR to IDR directly wins in almost every case.

  • Do Indonesian banks charge to receive euros?

    A local rupiah payout to BCA, Mandiri or BNI from a service like Wise arrives as a domestic transfer, so normally no receiving fee. A direct euro SWIFT wire is different and can attract one; ask the recipient's bank.

  • How long does a EUR to IDR transfer take?

    Frequently same day to an Indonesian account, sometimes within hours. SWIFT wires and slower services take two to four days. The delivery estimate shows before you confirm, and weekends add time.

Save money sending to Indonesia?

Get our guide on cutting the cost of sending and spending money overseas.

Other currencies to Indonesia

Updated Sep 11, 2026 · Source: mid-market rate, Frankfurter (ECB)

← Back to the full Indonesia guide